Meet the Team

Gretchen Zomermaand | Financial Consultant, ChFC

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Gretchen has been providing trusted financial advice to the Sioux Center community and surrounding area since 1991.

Gretchen completed her Bachelor's Degree in Business at Dordt College and Northwestern College.  She then pursued the rigorous Chartered Financial Consultant (ChFC) designation because she knew the additional knowledge would enable her to serve her clients better.  She continues to earn her clients' confidence by attending educational conferences, taking courses, and learning from daily experiences. Gretchen believes in engaging in worthy causes in her community and within her church family.  Her faith-based approach positively impacts the way she conducts herself and her business.  She takes very seriously the confidence that each client places in her and in her team.



Jennifer Vermeer | Director of Benefits

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Jenn joined the team at Zeutenhorst Financial in 2014, building on her experience from opening and managing the Terrace View Event Center in Sioux Center. She coordinates financial classes in the fall and enjoys helping people create a plan for their money. Jenn has experience in service, management, planning and organization.  She also has a passion for personal finance.

Jenn graduated with her Bachelor’s Degree in Business from Northwestern College with emphases in Finance, Marketing, and Management. She also has an Iowa Health and Life Insurance license. Jenn lives in Sioux Center with her husband and two kids, and enjoys running, rollerblading, cooking, gardening and family walks.



Matthew Lammers | Financial Professional

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Matt studied accounting and business information systems at Dordt College.  Upon completion of his education Matt worked for two large corporations in Northwest Iowa in accounting and operations.  He brings accounting and operations experience to ZFI.  Matt and the team at ZFI are utilizing cutting-edge technology to transform your often-overwhelming finances into a clear, comprehensive plan for the future.

Matt maintains the series 7 and 66 investment licenses along with an Iowa Health and Life Insurance license.  While away from the office, Matt enjoys working with his family on their farm, playing organ for local church congregations, and he enjoys traveling to area fairs during the summer and spending time with family.


Jennifer is registered with Equitable Advisors (NY, NY 212-314-4600), member FINRA, SIPC, and provides administrative support services only. 

Gretchen & Matthew are registered representatives who offers securities through Equitable Advisors (NY, NY 212-314-4600), member FINRA, SIPC and an agent who offers annuity and insurance products through Equitable Network, LLC. 

 Zeutenhorst Financial, Inc. is not owned or operated by Equitable Advisors.